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Every time society has evolved when we changed the way in which we transacted value between commercial parties the social change was bedded down.

When money changes - the World changes.

For the first time since the advent of the internet and the digital age in 1989 we are seeing the development of a comprehensive digital financial ecosystem - not just eCommerce, but the ability to manage our complete financial reality using technology and digital resources

This keynote examines trends and developments across several areas:

        Blockchain (and other Distributed Ledgers)          

        Cryptocurrencies and Digital Tokens



        Mobile money                                                   


        Crowdfunding and Crowdsourcing

The companies driving this shift are not traditional finance companies, but rather digital companies entering the finance sector.  There are three forces driving their effective disruption of the market.

We are ALL impacted by the changes in money.  This keynote presentation is for everyone not just Bankers, Brokers, and Accountants

The Future of Money